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True wealth takes time
Wealth doesn’t happen in a moment. It’s easy to think otherwise when social media is filled with crypto booms, overnight stock picks, and stories of windfalls that seem to turn ordinary people into millionaires. But behind most real, lasting wealth is something far less flashy: time, patience, and consistency. In his book Stocks for the
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Waiting for the “perfect” moment
There’s a story many investors tell themselves: “I’ll wait until things calm down.” Or “Let me just see what the market does after the next election.” Or “Now isn’t the right time, I’ll invest when things look better.” It sounds sensible. After all, no one wants to invest right before a downturn. But the reality?
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Retirement, Readiness, Reality
Is it tough to talk about retirement because we haven’t saved enough… or because we’re not comfortable with getting older? It’s an insightful question and helps us begin to understand why so many people delay the conversation altogether. Retirement hesitancy sits on two sides of the same coin: financial readiness and emotional readiness. On the
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Rethinking risk tolerance
Most people think of risk tolerance as a score, something you get from ticking boxes on a questionnaire. Conservative. Balanced. Aggressive. Or a mixed blend. However, the truth is that risk tolerance isn’t static. It’s not a number etched in stone or a label that defines you forever. It’s a living, evolving measure that is
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Wills: Clarity creates comfort
When most people hear the word “Will,” they think of paperwork, lawyers, or uncomfortable conversations about money. But a Will isn’t just a legal document. It’s an emotional anchor and a way of caring for the people you love most when you’re no longer able to. A Will says: “I thought about you. I prepared
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Diversification beyond investments
When we hear the word “diversification,” most of us think of investments, spreading money across different asset classes, industries, or markets to reduce risk. And for good reason. Diversification is one of the core principles of sound investing. But what if we zoomed out? What if diversification wasn’t just something we did with our portfolios,
Financial Planning and Investments and Markets
Shan Nissiotis 