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The high cost of hurry
We live in an era that seems to worship speed. We are conditioned to believe that faster is always better. Faster internet, same-day delivery, instant replies, and real-time market updates. When we face a problem—whether it is a stalled career, a family complication, or a sudden shift in the economy—our instinct is often to match…
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The paradox of plenty
We tend to assume that the journey to financial success is linear. We imagine that as our net worth rises, our stress levels will fall. We believe that once we hit a certain number (let’s call it the “freedom number”), anxiety will simply evaporate. Yet, in our conversations with successful individuals and families, we often…
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Action creates momentum
Have you ever found yourself waiting for the “right time” to tackle a difficult task? It may be a complex conversation you need to have with a partner, a looming deadline, or simply opening an envelope from the tax people that you have moved from one side of the desk to the other for a…
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Diworsification or Diversification?
We often talk about the emotional side of money, but sometimes the barrier to peace of mind is purely logistical. Over a lifetime of working, moving, and saving, it is normal to accumulate a “financial junk drawer”. You might have a pension from a job you left ten years ago, a savings account opened on…
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Break the cycle: why it’s time to talk about money
For generations, families have carried financial stress in silence. Conversations about money are so often still avoided, shared in whispers, or shut down entirely. Sometimes out of shame. Sometimes out of tradition. Often out of fear. But what if we could change that? What if you could be the generation that stops the silence and…
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Transformation takes more than information
(This is the last blog of three about biases and how they impact our financial planning, all published this month.) If you’ve ever walked away from a brilliant webinar or insightful podcast thinking, “Yes! I’m going to make a change,” and then done… nothing, welcome to the club! Change is hard. Not because we’re lazy,…
