Many of us only look at our financial plan when we receive a windfall (this is not often…) or when things go terribly wrong. It could be the loss of a job, the loss of a loved one or another crisis (like a global lockdown…). These aren’t necessarily the best times to make investment decisionsContinue reading “Mid-Year Money Check”
Author Archives: Shan Nissiotis
Living annuities and how they affect your living
Oh, the ironies of life… One of South Africa’s most contentious laws regarding annuities states that a retirement fund may not be completely withdrawn in a lump sum, but a minimum of two thirds must be invested into a compulsory living annuity in an attempt to aid preservation of retirement money. Even those who areContinue reading “Living annuities and how they affect your living”
Does your wealth creation strategy need more love?
February is the month of love, but it’s also the first real month of the year for most of us, once we’ve got back into our routines and come back to grips with life after the holidays in January. As a result, you may be thinking of how to get your 2020 goals going, especiallyContinue reading “Does your wealth creation strategy need more love?”
Coffee, makes you think
After owing its name to the mindful Fransciscan monks, the Capuchin friars, many of us overlook our daily cappuccino (or other frothy delight) and how much we spend on these little luxuries in life. One of the best ways to add meaning to our money is to be mindful about how we spend it, andContinue reading “Coffee, makes you think”
The RA-minder
For many, the way in which we save and invest is not a daily conversation, so it’s easy to forget what we have in place AND WHY we have it in place. Here’s a quick reminder! An RA… or Retirement Annuity is one such product that can often confuse many. RAs have been around forContinue reading “The RA-minder”
What you need to know about the new ‘expat tax’
One of the hardest aspects of working with tax and tax law is that the rules change slightly every year – making it tricky dice to roll without an expert on your team. There will be a new law soon that legislates how much tax you as a South African must pay on money youContinue reading “What you need to know about the new ‘expat tax’”
Share the love with your wallet
Is it time for some romance without the rands? You can sweep someone off their feet whilst keeping yours on the ground. Valentine’s Day has gained the reputation of being a Hallmark holiday that promotes Lindt rather than love. Ahead of rushing off to the shops to buy a big bunch of flowers or boxContinue reading “Share the love with your wallet”
What’s the state of your budget?
Each year we are presented with our president’s State of the Nation address and the finance minister’s budget speech around the same time. The SONA is closely linked to how money is spent; it’s a powerful reminder for us to consider the close link between our lives and our budgets! Good finances begin and endContinue reading “What’s the state of your budget?”
Shan Nissiotis 