Pre & Post Retirement Planning

Pre and Post Retirement planning involves some very important decisions, and never more so than as you approach retirement.

One of the biggest fears in the planning stages of retirement is how the financial status at the time might affect the end result, which ultimately is the return you get on retirement. Factors such as interest rates, investment/inflation risk – all of which have been most recently highly-publicised – are significant in determining the outcome at retirement so pre-retirement planning is a very important time.

Whilst everyone would like a consistent and continual increase in pension and provident fund value as time progresses, economic factors mean this is usually not the case in the challenging financial world we now live in. Protecting oneself from potential pitfalls whilst maintaining an opportunity to make beneficial returns is a balancing act.

My role is to try and manage that balance effectively and tailor solutions for clients to best achieve this.